What Your Auto Insurance Policy Should Include

Living and driving in Houston, TX means facing various challenges on the road, including unexpected potholes and sudden hailstorms. At Estradas Income Tax & Insurance, we understand how important it is for our clients to have an auto insurance policy that offers financial protection from road hazards.

Essential Coverages for Drivers in Houston, TX

When selecting your auto insurance policy, it’s important to consider the specific hazards you may encounter. Key coverages we often recommend include:

• Liability coverage: Required by Texas law, this helps pay for bodily injuries or property damage you cause to others in an accident.
• Collision coverage: This covers repairs to your vehicle after a crash, regardless of who is at fault. Damage from potholes is typically covered by this part of your policy.
• Comprehensive coverage: This covers damage caused by noncollision events such as fires, natural disasters, hail, theft or vandalism.
• Uninsured/underinsured motorist coverage: This can help with your losses if you’re hit by an at-fault motorist with no or insufficient liability coverage.
• Personal injury protection (PIP): This can help with medical expenses and other losses incurred by you and your passengers after an accident, regardless of fault.

Why Work With Estradas Income Tax & Insurance?

Our team is dedicated to helping drivers find the right balance of coverage and cost. We take the time to understand your needs, explain your options and recommend policies that address local risks. With our guidance, you can feel confident that your auto insurance policy can offer the essential financial safeguards on and off the road.

Contact us today to review your coverage or request a quote.

This blog is intended for informational and educational use only. It is not exhaustive and should not be construed as legal advice. Please contact your insurance professional for further information.