Motorcycle Insurance in Houston, TX
Motorcycle insurance can be helpful in case of unforeseen risks that could lead to significant financial losses. At Estradas Income Tax & Insurance, we’re here to help clients looking for a new policy or interested in reviewing their current coverage.
Is It Required? 
Texas requires motorcycle riders to prove their financial responsibility on the road. One way of achieving this is through motorcycle insurance. The state mandates a minimum amount of liability coverage for bodily injuries and property damage. In addition, your lender may also ask for proof of comprehensive or collision coverage if you’re financing your motorcycle.
What Does It Cover?
A standard motorcycle insurance policy can cover the following:
- Medical expenses of a third-party who is injured in an accident you caused
- Expenses associated with causing damage to another person’s property
- Your medical expenses if you are hit by a driver with no or insufficient liability coverage
- You and your passenger’s medical expenses if you are injured in an accident, regardless of fault
- Damage to your motorcycle caused by theft, vandalism, fire, certain natural disasters or hitting an animal
- Damage to your motorcycle if you hit an object, a vehicle or another motorcycle
Depending on your circumstances, you can ask your agent for the availability of additional coverage for custom parts, roadside assistance or total loss.
How Much Does a Policy Cost?
Many factors can determine the cost of a motorcycle insurance policy, including your age, location, driving history, claims history, type of motorcycle and coverage limits.
Get Covered Today
If you want to learn more about your motorcycle insurance options, we’re here to help you. Contact Estradas Income Tax & Insurance for a personalized quote.