Commercial Auto Insurance in Houston, TX
Commercial auto insurance is vital for many businesses, especially if yours relies on vehicles to serve clients, deliver goods or transport employees. Estradas Income Tax & Insurance offers personalized guidance on commercial auto policies and can help you secure coverage for your Texas business.
What Does Commercial Auto Insurance Cover?
Commercial auto insurance is designed to financially safeguard vehicles used for business purposes. This policy may include the following: 
- Liability coverage may provide financial support if your business vehicle is involved in an accident that causes third-party bodily injury or property damage.
- Physical damage coverage may pay for repair or replacement costs if your vehicle is damaged in a collision, by theft, vandalism or severe weather.
- Uninsured/underinsured motorist coverage may help with costs if your vehicle is involved in an accident caused by an at-fault driver with insufficient liability coverage.
- Hired and non-owned auto coverage may financially protect vehicles your business rents or employees’ personal vehicles used for work.
Who Needs Commercial Auto Insurance in Texas?
Any business that owns, leases or uses vehicles for work should consider commercial auto coverage. This includes:
- Contractors and construction companies
- Delivery and courier services
- Real estate professionals
- Sales teams
- Businesses with employee drivers or company fleets
In Texas, businesses that own or operate vehicles for work-related purposes are required to carry minimum liability coverage for all business vehicles. Failing to maintain this coverage may lead to fines, license suspension and increased liability exposure.
Speak to a Licensed Agent Near You
Estradas Income Tax & Insurance works closely with businesses in Houston, TX to assess risks and recommend tailored commercial auto solutions. We can help you:
- Understand Texas insurance requirements
- Compare coverage options for single vehicles or entire fleets
- Identify cost-saving opportunities and policy discounts
Contact our team today to get started.